Partnership
New Housing Benefit for Culinary and Bartender Workers!
If you are a worker covered by the Culinary and Bartenders’ Union Contract, you are eligible for a new housing benefit that helps gaming workers obtain the dream of home ownership. Established as a result of the 2007 Collective Bargaining Agreement, the Culinary and Bartenders Housing Partnership provides home buyer education and counseling, workshops on foreclosure prevention, and first-time home buyer down payment loans.
The State of Nevada Housing Division has joined with the Culinary and Bartenders Housing Partnership to provide up to $20,000 in assistance to purchase your first home.
- The down payment assistance loan up to $20,000 has a 0% interest rate.
- You do not have to pay back the loan unless you sell, rent, or refinance the property.
- If you sell, rent, or refinance, you pay the loan back at face value with no interest charges.
- You must live in the house you buy — no second homes or vacation homes.
- You must not have owned a home within the past three years.
- You must contribute a 3.5% down payment for an FHA mortgage.
- You must contribute 1% of the purchase price for a conventional mortgage.
- Combined household income cannot exceed $92,010 for a 1–3 person household, or $106,250 for a household of 4 or more.
- You will be required to complete an orientation class, an 8-hour homebuyer education course, and a one-on-one counseling session — at no cost to you.
- You must qualify for a mortgage. You may use a lender of your choice, or the Housing Program can provide a list of participating lenders at nevadapartners.org.
- Funds for loans are limited and will be granted on a first-come, first-served basis.
Please contact the Housing Programs department if you own your home and you are currently behind in your mortgage payments, have received a notice of loan default or breach, or have received a notice of foreclosure sale of your home.
The agency offers bankruptcy counseling in English and Spanish.
Foreclosure Assistance
(702) 364-0344 | (800) 451-4505
Housing Partnership
(702) 924-2173 Ext: 230
nevadapartners.org
Complete your required homebuyer education class online through the Nevada Partners portal.
Access the Online Class Portal ›